ks；　going　in　or　out。 I　stop　and　talk　to　the　drivers。　I　talk　to　the　postal　carriers。　It's　amazing　how　much　information　they　acquire　about　an　area。

I　find　a　bad　area；　especially　an　area　that　the　news　has　scared　everyone　away　from。 I　drive　it　for　sometimes　a　year　waiting　for　signs　of　something　changing　for　the　better。　I　talk　to　retailers；　especially　new　ones；　and　find　out　why　they're　moving　in。　It　takes　only　a　few　minutes　a　month；　and　I　do　it　while　doing　something　else；　like　exercising；　or　going

to　and　from　the　store。

？As　for　stocks；　I　like　Peter　Lynch's　book　Beating　the　Street　for　his　formula　for　selecting　stocks　that　grow　in　value。　I　have　found　that　the　principles　of　finding　value　are　the　same　regardless　if　it's　real　estate；　stocks；　mutual　funds；　new　panies；　a　new　pet；　a　new　home；　a　new　spouse；　or　a　bargain　on　laundry　detergent。　The　process　is　always　the　same。　You　need　to　know　what　you're　looking　for　and　then　go　look　for　it！

？Why　consumers　will　always　be　poor。　When　the　supermarket　has　a　sale　on；　say；　toilet　paper；　the　consumer　runs　in　and　stocks　up。　When　the　stock　market　has　a　sale；　most　often　called　a　crash　or　correction；　the　consumer　runs　away　from　it。　When　the　supermarket　raises　its　prices；　the　consumer　shops　elsewhere。　When　the　stock　market　raises　its　prices；　the　consumer　starts　buying。

？Look　in　the　right　places。　A　neighbor　bought　a　condominium　for　100；000。　I　bought　the　identical　condo　next　door　to　his　for　50；000。　He　told　me　he's　waitin