ake　more　money　as　well　as　your　financial　intelligence。　；　：　So　many　times　I　have　gotten　into　financial　hot　water；　and　used　my　brain　to　create　more　ine；　while　staunchly　defending　the　assets　in　my　asset　column。　My　bookkeeper　has　screamed　and　dived　for　cover；　but　I　was　like　a　good　trooper　defending　the　fort；　Fort　Assets。

Poor　people　have　poor　habits。　A　mon　bad　habit　is　innocently　called　〃Dipping　into　savings。〃　The　rich　know　that　savings　are　only　used　to　create　more　money；　not　to　pay　bills。

I　know　that　sounds　tough；　but　as　I　said；　if　you're　not　tough　inside；　the　world　will　always　push　you　around　anyway。

If　you　do　not　like　financial　pressure；　then　find　a　formula　that　works　for　you。　A　good　one　is　to　cut　expenses；　put　your　money　in　the　bank；　pay　more　than　your　fair　share　of　ine　tax；　buy　safe　mutual　funds　and　take　the　vow　of　the　average。 But　this　violates　the　〃pay　yourself　first〃　rule。

The　rule　does　not　encourage　self…sacrifice　or　financial　abstinence。　It　doesn't　mean　pay　yourself　first　and　starve。　Life　was　meant　to　be　enjoyed。　If　you　call　on　your　financial　genius；　you　can　have　all　the　goodies　of　life；　get　rich　and　pay　bills；　without　sacrificing　the　good　life。　And　that　is　financial　intelligence。

6。　PAY　YOUR　BROKERS　WELL：　The　power　of　good　advice。　I　often　see　people　posting　a　sign　in　front　of　their　house　that　says；　〃For　Sale　by　Owner。〃　Or　I　see　on　TV　today　many　people　claiming　to　be　〃Discount　Brokers。〃

My　rich　dad　taught　me　to　take　the　opposit