rs　and　accountants　who　earned　excellent　grades　in　school　may　still　struggle　financially　all　of　their　lives。　Our　staggering　national　debt　is　due　in　large　part　to　highly　educated　politicians　and　government　officials　making　financial　decisions　with　little　or　no　training　on　the　subject　of　money。

I　often　look　ahead　to　the　new　millennium　and　wonder　what　will　happen　when　we　have　millions　of　people　who　will　need　financial　and　medical　assistance。　They　will　be　dependent　on　their　families　or　the　government　for　financial　support。　What　will　happen　when　Medicare　and　Social　Security　run　out　of　money？　How　will　a　nation　survive　if　teaching　children　about　money　continues　to　be　left　to　parents…most　of　whom　will　be；　or　already　are；　poor？

Because　I　had　two　influential　fathers；　I　learned　from　both　of　them。　I　had　to　think　about　each　dad's　advice；　and　in　doing　so；　I　gained　valuable

insight　into　the　power　and　effect　of　one's　thoughts　on　one's　life。　For　example；　one　dad　had　a　habit　of　saying；　〃I　can't　afford　it。〃　The　other　dad　forbade　those　words　to　be　used。　He　insisted　I　say；　〃How　can　I　afford　it？〃　One　is　a　statement；　and　the　other　is　a　question。　One　lets　you　off　the　hook；　and　the　other　forces　you　to　think。　My　soon…to…be…rich　dad　would　explain　that　by　automatically　saying　the　words　〃I　can't　afford　it；〃　your　brain　stops　working。　By　asking　the　question　〃How　can　I　afford　it？〃　your　brain　is　put　to　work。　He　did　not　mean　buy　everything　you　wanted。　He　was　fanatical　about　exercising　your