's　the　best　way　to　get　started　on　a　path　to　being　rich。 Keep　doing　that；　and　your　asset　column　will　grow。　Focus　on　keeping　liabilities　and　expenses　down。　This　will　make　more　money　available　to　continue　pouring　into　the　asset　column。　Soon；　the　asset　base　will　be　so　deep　that　you　can　afford　to　look　at　more　speculative　investments。 Investments　that　may　have　returns　of　100　percent　to　infinity。　Investments　that　for　5；000　are　soon　turned　into　1　million　or　more。　Investments　that　the　middle　class　calls　〃too　risky。〃　The　investment　is　not　risky。 It's　the　lack　of　simple　financial　intelligence；　beginning　with　financial　literacy；　that　causes　the　individual　to　be　〃too　risky；〃

If　you　do　what　the　masses　do；　you　get　the　following　picture。

Ine　=　Work　for　Owner

Expense　=　Work　for　Government

Asset　=　（none）

Liability　=　Work　for　Bank

As　an　employee　who　is　also　a　homeowner；　your　working　efforts　are　generally　as　follows：

1。　You　work　for　someone　else。 Most　people；　working　for　a　paycheck；　are　making　the　owner；　or　the　shareholders　richer。　Your　efforts　and　success　will　help　provide　for　the　owner's　success　an