My　educated　dad　always　said；　〃When　I　have　some　extra　money；　I'll　give　it。〃　The　problem　was；　there　was　never　any　extra。　So　he　worked　harder　to　draw　more　money　in　rather　than　focus　on　the　most　important　law　of　money：　〃Give　and　you　shall　receive。〃　Instead；　he　believed　in　〃Receive　and　then　you　give。〃

In　conclusion；　I　became　both　dads。 One　part　of　me　is　a　hard…core　capitalist　who　loves　the　game　of　money　making　money。　The　other　side　is　'：　a　socially　responsible　teacher　who　is　deeply　concerned　with　this　ever…widening　gap　between　the　haves　and　have　nots。　I　personally　hold　the　archaic　educational　system　primarily　responsible　for　this　growing　gap。

CHAPTER　EIGHT

Overing　Obstacles

Once　people　have　studied　and　bee　financially　literate；　they　may　still　face　roadblocks　to　being　financially　independent。　There　are　five　main　reasons　why　financially　literate　people　may　still　not　develop　abundant　asset　columns。　Asset　columns　that　could　produce　large　sums　of　cash　flow。　Asset　columns　that　could　free　them　to　live　the　life　they　dream　of；　instead　of　working　full　time　just　to　pay　bills。　The　five　reasons　are：

1。　Fear。

2。　Cynicism。

3。　Laziness。

4。　Bad　habits。

5。　Arrogance。

Reason　No。　1。　Overing　the　fear　of　losing　money。　I　have　never　met　anyone　who　really　likes　losing　money。　And　in　all　my　years；　I　have　never　met　a　rich　person　who　has　never　lost　money。　But　I　have　met　a　lot　of　poor　people　who　have　never　lost　a　dime。　。　。investing；　tha