feats　losers。　It　is　the　biggest　secret　of　winners。 It's　the　secret　that　losers　do　not　know。　The　greatest　secret　of　winners　is　that　failure　inspires　winning；　thus；　they're　not　afraid　of　losing。 Repeating　Fran　Tarkenton's　quote；　〃Winning　means　being　unafraid　to　lose。〃　People　like　Fran　Tarkenton　are　not　afraid　of　losing　because　they　know　who　they　are。　They　hate　losing；　so　they　know　that　losing　will　only　inspire　them　to　bee　better。　There　is　a　big　difference　between　hating　losing　and　being　afraid　to　lose。　Most　people　are　so　afraid　of　losing　money　that　they　lose。　They　go　broke　over　a　duplex。　Financially　they　play　life　too　safe　and　too　small。　They　buy　big　houses　and　big　cars；　but　not　big　investments。　The　main　reason　that　over　90　percent　of　the　American　public　struggles　financially　is　because　they　play　not　to　lose。　They　don't　play　to　win。

They　go　to　their　financial　planners　or　accountants　or　stockbrokers　and　buy　a　balanced　portfolio。　Most　have　lots　of　cash　in　CDs；　low…yield　bonds；　mutual　funds　that　can　be　traded　within　a　mutual…fund　family；　and　a　few　individual　stocks。　It　is　a　safe　and　sensible　portfolio。　But　it　is　not　a　winning　portfolio。　It　is　a　portfolio　of　someone　playing　not　to　lose。

Don't　get　me　wrong。　It's　probably　a　better　portfolio　than　more　than　70　percent　of　the　population；　and　that's　frightening。　Because　a　safe　portfolio　is　a　lot　better　than　no　portfolio。　It's　a　great　portfolio　for　someone　who　loves　safely。　But　playing　it　safe　and　going　〃balanced〃　on　your