o　fathers　did　not　say　the　same　things。　The　contrast　in　their　points　of　view；　particularly　where　money　was　concerned；　was　so　extreme　that　I　grew　curious　and　intrigued。　I　began　to　start　thinking　for　long　periods　of　time　about　what　each　was　saying。

Much　of　my　private　time　was　spent　reflecting；　asking　myself　questions　such　as；　〃Why　does　he　say　that？〃　and　then　asking　the　same　question　of　the　other　dad's　statement。　It　would　have　been　much　easier　to　simply　say；　〃Yeah；　he's　right。　I　agree　with　that。〃　Or　to　simply　reject　the　point　of　view　by　saying；　〃The　old　man　doesn't　know　what　he's　talking　about。〃　Instead；　having　two　dads　whom　I　loved　forced　me　to　think　and　ultimately　choose　a　way　of　thinking　for　myself。　As　a　process；　choosing　for　myself　turned　out　to　be　much　more　valuable　in　the　long　run；　rather　than　simply　accepting　or　rejecting　a　single　point　of　view。

One　of　the　reasons　the　rich　get　richer；　the　poor　get　poorer；　and　the　middle　class　struggles　in　debt　is　because　the　subject　of　money　is　taught　at　home；　not　in　school。　Most　of　us　learn　about　money　from　our　parents。　So　what　can　a　poor　parent　tell　their　child　about　money？　They　simply　say　〃Stay　in　school　and　study　hard。〃　The　child　may　graduate　with　excellent　grades　but　with　a　poor　person's　financial　programming　and　mind…set。　It　was　learned　while　the　child　was　young。

Money　is　not　taught　in　schools。　Schools　focus　on　scholastic　and　professional　skills；　but　not　on　financial　skills。　This　explains　how　smart　bankers；　docto