rol　to　someone　else。

〃But　it's　hard　for　most　people　to　understand　why　that　happens；〃　I　said。　〃They　just　think　it's　not　fair。〃

〃That's　why　it　is　foolish　to　simply　say　to　a　child；　‘Get　a　good　education；'　〃　he　said。　〃It　is　foolish　to　assume　that　the　education　the　school　system　provides　will　prepare　your　children　for　the　world　they　will　face　upon　graduation。　Each　child　needs　more　education。　Different　education。　And　they　need　to　know　the　rules。　The　different　sets　of　rules。〃

〃There　are　rules　of　money　that　the　rich　play　by；　and　there　are　the　rules　that　the　other　95　percent　of　the　population　plays　by；〃　he　said。　〃And　the　95　percent　learns　those　rules　at　home　and　in　school。　That　is　why　it's　risky　today　to　simply　say　to　a　child；　‘Study　hard　and　look　for　a　job。'　A　child　today　needs　a　more　sophisticated　education；　and　the　current　system　is　not　delivering　the　goods。　I　don't　care　how　many　puters　they　put　in　the　classroom　or　how　much　money　schools　spend。　How　can　the　education　system　teach　a　subject　that　it　does　not　know？〃

So　how　does　a　parent　teach　their　children；　what　the　school　does　not？　How　do　you　teach　accounting　to　a　child？　Won't　they　get　bored？　And　how　do　you　teach　investing　when　as　a　parent　you　yourself　are　risk　averse？　Instead　of　teaching　my　children　to　simply　play　it　safe；　I　decided　it　was　best　to　teach　them　to　play　it　smart。

〃So　how　would　you　teach　a　child　about　money　and　all　the　things　we've　talked　about？〃　I　asked　Robert。　〃How　can　we　make　it　easy