nts；　I　hit　home　runs　on　two　or　three；　while　five　or　six　do　nothing；　and　I　lose　on　two　or　three。　But　I　limit　my　losses　to　only　the　money　I　have　in　at　that　time。

For　people　who　hate　risk；　they　put　their　money　in　the　bank。　And　in　the　long　run；　savings　are　better　than　no　savings。 But　it　takes　a　long　time　to　get　your　money　back　and；　in　most　instances；　you　don't　get　anything　for　free　with　it。　They　used　to　hand　out　toasters；　but　they　rarely　do　that　these　days。

On　every　one　of　my　investments；　there　must　be　an　upside；　something　for　free。　A　condominium；　a　mini…storage；　a　piece　of　free　land；　a　house；　stock　shares；　office　building。　And　there　must　be　limited　risk；　or　a　low…risk　idea。　There　are　books　devoted　entirely　to　this　subject　that　I　will　not　get　into　here。　Ray　Kroc；　of　McDonald's　fame；　sold　hamburger　franchises；　not　because　he　loved　hamburgers；　but　because　he　wanted　the　real　estate　；　under　the　franchise　for　free。

So　wise　investors　must　look　at　more　than　ROI；　it's　the　assets　you　get　for　free　once　you　get　your　money　back。　Th