a　pile　of　money。　That　won't　handle　the　fear　or　desire。　If　you　don't　first　handle　fear　and　desire；　and　you　get　rich；　you'll　only　be　a　high…paid　slave。〃

〃So　how　do　we　avoid　the　trap？〃　I　asked。

〃The　main　cause　of　poverty　or　financial　struggle　is　fear　and　ignorance；　not　the　economy　or　the　government　or　the　rich。　It's　selfinflicted　fear　and　ignorance　that　keeps　people　trapped。　So　you　boys　go　to　school　and　get　your　college　degrees。　I'll　teach　you　how　to　stay　out　of　the　trap。〃

The　pieces　of　the　puzzle　were　appearing。　My　highly　educated　dad　had　a　great　education　and　a　great　career。　But　school　never　told　him　how　to　handle　money　or　his　fears。　It　became　clear　that　I　could　learn　different　and　important　things　from　two　fathers。

〃So　you've　been　talking　about　the　fear　of　not　having　money。　How　does　the　desire　of　money　affect　our　thinking？〃　Mike　asked。

〃How　did　you　feel　when　I　tempted　you　with　a　pay　raise？　Did　you　notice　your　desires　rising？〃

We　nodded　our　heads。

〃By　not　giving　in　to　your　emotions；　you　were　able　to　delay　your　reactions　and　think。　That　is　most　important。　We　will　always　have　emotions　of　fear　and　greed。　From　here　on　in；　it　is　most　important　for　you　to　use　those　emotions　to　your　advantage　and　for　the　long　term；　and　not　simply　let　your　emotions　run　you　by　controlling　your　thinking。　Most　people　use　fear　and　greed　against　themselves。　That's　the　start　of　ignorance。　Most　people　live　their　lives　chasing　paychecks；　pay　raises　and　job　sec