ial　challenges　I　would　not　wish　on　my　worst　enemy；　insurance　panies　taking　control　of　the　business；　managed　health　care；　government　intervention；　and　malpractice　suits；　to　name　a　few。　Today；　kids　want　to　be　basketball　stars；　golfers　like　Tiger　Woods；　puter　nerds；　movie　stare；　rock　stars；　beauty　queens；　or　traders　on　Wall　Street。 Simply　because　that　is　where　the　fame；　money　and　prestige　is。　That　is　the　reason　it　is　so　hard　to　motivate　kids　in　school　today。　They　know　that　professional　success　is　no　longer　solely　linked　to　academic　success；　as　it　once　was。

Because　students　leave　school　without　financial　skills；　millions　of　educated　people　pursue　their　profession　successfully；　but　later　find　themselves　struggling　financially。　They　work　harder；　but　don't　get　ahead。　What　is　missing　from　their　education　is　not　how　to　make　money；　but　how　to　spend　money…what　to　do　after　you　make　it。 It's　called　financial　aptitude…what　you　do　with　the　money　once　you　make　it；　how　to　keep　people　from　taking　it　from　you；　how　long　you　keep　it；　and　how　hard　that　money　works　for　you。　Most　people　cannot　tell　why　they　struggle　financially　because　they　don't　understand　cash　flow。　A　person　can　be　highly　educated；　professionally　successful　and　financially　illiterate。　These　people　often　work　harder　than　they　need　to　because　they　learned　how　to　work　hard；　but　not　how　to　have　their　money　work　for　them。

The　story　of　bow　the　quest　for　a　Financial　Dream　turns　into　a　financial　nightmare。　The　moving…pictu