ore　ine。

They　don't　even　know　that　the　trouble　is　really　how　they　choose　to　spend　the　money　they　do　have；　and　that　is　the　real　cause　of　their　financial　struggle。　It　is　caused　by　financial　illiteracy　and　not　understanding　the　difference　between　an　asset　and　a　liability。

More　money　seldom　solves　someone's　money　problems。 Intelligence　solves　problems；　There　is　a　saying　a　friend　of　mine　says　over　and　over　to　people　in　debt。

〃If　you　find　you　have　dug　yourself　into　a　hole。。。　stop　digging。〃

As　a　child；　my　dad　often　told　us　that　the　Japanese　were　aware　of　three　powers；　〃The　power　of　the　sword；　the　jewel　and　the　mirror。〃

The　sword　symbolizes　the　power　of　weapons。　America　has　spent　trillions　of　dollars　on　weapons　and；　because　of　this；　is　the　supreme　military　presence　in　the　world。

The　jewel　symbolizes　the　power　of　money。　There　is　some　degree　of　truth　to　the　saying；　〃Remember　the　golden　rule。　He　who　has　the　gold　makes　the　rules。〃

The　mirror　symbolizes　the　power　of　self…knowledge。　This　self…knowledge；　according　to　Japanese　legend；　was　the　most　treasured　of　the　three。

The　poor　and　middle　class　all　loo　often　allow　the　power　of　money　to　control　them。　By　simply　getting　up　and　working　harder；　failing　to　ask　themselves　if　what　they　do　makes　sense；　they　shoot　themselves　in　the　foot　as　they　leave　for　work　every　morning。　By　not　fully　understanding　nioney；　the　vast　majority　of　people　allow　the　awesome　power　of　money　to　control　them。　The　powe