rs　to　start　and　grow　it　into　something　big。　I　meet　so　many　people　who　spend　their　lives　chasing　the　big　deal；　or　trying　to　mass　a　lot　of　money　to　get　into　a　big　deal；　but　to　me　that　is　foolish。　Too　often　I　have　seen　unsophisticated　investors　put　their　large　nest　egg　into　one　deal　and　lose　most　of　it　rapidly。　They　may　have　been　good　workers　but　they　were　not　good　investors。

Education　and　wisdom　about　money　are　important。 Start　early。　Buy　a　book。　Go　to　a　seminar。　Practice。 Start　small。 I　turned　5；000　cash　into　a　1　million　dollar　asset　producing　5；000　a　month　cash　flow　in　less　than　six　years。　But　I　started　learning　as　a　kid。　I　encourage　you　to　learn　because　it's　not　that　hard。　In　fact；　it's　kind　of　easy　once　you　get　the　hang　of　it。

I　think　I　have　made　my　message　clear。　It's　what　is　in　your　head　that　determines　what　is　in　your　hands。　Money　is　only　an　idea。　There　is　a　great　book　called　Think　and　Grow　Rich。　The　title　is　not　Work　Hard　and　Grow　Rich。　Learn　to　have　money　work　hard　for　you　and　your　life　will　be　easier　and　happier。　Today；　don't　play　it　safe；　play　it　smart。

Take　Action！

Many　of　you　were　given　two　great　gifts：　your　mind　and　your　time。　It　is　up　to　you　to　do　what　you　please　with　both。　With　each　dollar　bill　that　enters　your　hand；　you　and　only　you　have　the　power　to　determine　your　destiny。　Spend　it　foolishly；　you　choose　to　be　poor。 Spend　it　on　liabilities；　you　join　the　middle　class。　Invest　it　in　your　mind　and　learn　how　to　acquire　assets　and　you